Lending/Depositing/Investing Money When Auspicious

Many a time, some persons having surplus money investing approach and ask

i) should he lend money to a borrower who is ready to give more interest
on it or

ii) should he deposit the money in a bank where rate of interest is
much less or

iii) should he invest the money in an immovable property etc.


They need answers to such queries on the basis of the position of planets
in their respective horoscopes.

Mostly the moneyed people, specially having surplus money are
afraid of from the thieves, robbers etc. They don’t want to keep the money
in the house. At the same time, they want to make the best use of money
so that it may help them to bring more and more money to them. So they
are very cautious to make the maximum best use of their money, so that
they may become more and more rich. This makes them to consult an
astrologer of their choice and confidence.

In the outset, it would be worthwhile to mention that lending money to a borrower where better rate of interest is being expected or promised is different from investing money and or depositing the money in a bank.

To provide better consultation to a lender, it would be essential to study in the detail the horoscopes of both the lender and the borrower otherwise the lender may not see his money again.

Dr.B.V.Raman in his book on “Electrical Astrology” has provided in details the rules regarding lending money. The study of those rules, detailed at Page 101 of the book can give proper and mostly accurate answer to a prospective lender.

However, there is a great confusion on the point as to which day, Nakshatra or Lumar day, should be considered as auspicious for depositing money in fixed deposit in a Bank or should simply days declared as coming under Sidha yoga or Amrita yoga would do.
A favourable Nakshatra in reference to one’s birth Nakshatra or a favourable Tithi i.e. Lunar day should suffice.


For example, the 2nd, 4th, 6th, 8th and 9th Nakshatra from the birth constellation plus a favourable lunar day avoiding the 4th, 6th, 8th, 12th, 14th, Amavasya and full moon days is all one need look into.


Nakshatra Bharami and Krittka are to be invariably avoided irrespective of the fact that they are favourable with reference to one’s own Nakshatra.
Beside this Tuesday and Saturdays are also to be avoided.


Where investments involve an element of risk as Company shares etc, then a very careful and minute study of the birth chart is very much required.


If Dasa is of malefic planet, the Bhukti of a benefit planet will give good results.
If Dasa is of benefic planet and Bhukti of an evil planet, it will also give good result.
Evil planets in the 2nd and 4th house cause disturbance in the family and one is very unlucky particularly in his family life.


However, Jupiter is good in the 2nd, 5th and 9th houses and Saturn is good even in Kendra or Trikon, if in Libra, Sagittarius and Pisces.

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